Terms of Service

1. Acceptance of Terms

By creating an account, accessing, or using iSloka (the "Service"), you agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and iBrothers Group ("iSloka," "we," "us," or "our").

If you do not agree to these Terms in their entirety, you may not access or use the Service. Your continued use of the Service after any modifications to these Terms constitutes your acceptance of those changes.

2. Eligibility

You must be at least 18 years of age and legally capable of entering into a binding contract under the laws of your jurisdiction to use the Service. iSloka is primarily intended for use by residents of the United States, though it is accessible globally.

The Service is not directed at minors. If you are under 18, you may not use iSloka under any circumstances. By using the Service, you represent and warrant that you meet these eligibility requirements.

3. Account Responsibilities

You agree to provide accurate, current, and complete information when creating your account and to keep that information updated. You are solely responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

You must notify us immediately of any unauthorized use of your account or any other breach of security by emailing support@isloka.com. iSloka will not be liable for any loss or damage arising from your failure to safeguard your credentials.

4. The Service

iSloka is an AI-powered real estate deal analysis platform. You paste property listing content (text copied from listing pages on sites such as Zillow, Redfin, or Realtor.com), and the Service generates a Deal Report containing analytical estimates across multiple investment scenarios including rental, BRRRR, and flip strategies.

Deal Reports are analytical estimates generated by large language model AI, not independently verified facts. The accuracy of any report depends entirely on the quality and completeness of the listing content you provide. We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time with reasonable notice.

5. Free Trial

Every new iSloka account receives 3 free Deal Reports at no charge. No credit card is required to access the free trial. The trial ends when you have used all 3 reports. There is no automatic billing or charge at the end of your trial — you will be prompted to subscribe if you wish to continue using the Service.

Free trial reports are subject to the same AI Disclaimer and limitations described in Section 8. iSloka reserves the right to modify trial terms at any time for new accounts, but will not retroactively remove trial credits already granted.

6. Subscriptions

Paid access to iSloka is offered through monthly subscription tiers: Starter ($29/month, 10 reports/month), Pro ($79/month, unlimited reports), and Team ($199/month, unlimited reports, multiple seats). Billing is processed monthly via Stripe, Inc.

You may cancel your subscription at any time. Cancellation takes effect at the end of your current billing period — you retain full access through the period you have paid for. There are no prorated refunds for partial months, except as described in the Refund Policy section below. Unused reports within a Starter plan month do not roll over to the next billing period.

7. Refund Policy

iSloka offers a 7-day money-back guarantee on your first paid subscription charge. If you are not satisfied with the Service within 7 days of your first payment, email billing@isloka.com to request a full refund. This guarantee applies once per customer and does not apply to subsequent charges, plan upgrades, or renewal billing cycles.

After the 7-day window, all charges are non-refundable. If you no longer wish to be billed, cancel your subscription before the next renewal date to prevent future charges. Cancellation instructions are available in your account dashboard.

9. Acceptable Use

You agree to use iSloka only for lawful purposes and in accordance with these Terms. You specifically agree NOT to:

• ›Reverse engineer, decompile, or attempt to extract the source code, prompts, or AI logic underlying the Service
• ›Scrape, copy, or systematically extract iSloka's outputs to build a competing product or service
• ›Resell, sublicense, or redistribute Deal Reports as a commercial service or product
• ›Use the Service for any unlawful purpose or in violation of any applicable law or regulation
• ›Submit excessive or abusive requests that degrade Service performance for other users
• ›Attempt to gain unauthorized access to any part of the Service or its underlying infrastructure

10. Intellectual Property

You retain full ownership of the property listing content you paste into iSloka. By submitting content, you grant iSloka a limited, non-exclusive license to process that content solely for the purpose of generating your Deal Report.

iSloka retains all ownership and intellectual property rights to the platform, its design, underlying software, AI prompts, report-generation logic, and brand assets. Deal Report output is licensed to you for your own personal and business use — you may save, print, and share a report with partners on the same deal. You may not resell Deal Reports, redistribute them as a service, or use them as training data for AI models without our written consent.

11. Limitation of Liability

To the maximum extent permitted by applicable law, iSloka's total aggregate liability for any claim arising out of or relating to your use of the Service — regardless of the legal theory — is limited to the greater of: (a) the total fees you paid to iSloka in the 12 months immediately preceding the event giving rise to the claim, or (b) $100 USD.

In no event shall iSloka, iBrothers Group, or its founders, employees, or contractors be liable for any indirect, incidental, special, consequential, or punitive damages — including but not limited to lost profits, lost investment returns, lost data, or business interruption — even if advised of the possibility of such damages. Some jurisdictions do not allow these limitations; in those jurisdictions our liability is limited to the maximum extent permitted by law.

12. Indemnification

You agree to defend, indemnify, and hold harmless iSloka, iBrothers Group, and its founders, officers, employees, and contractors from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from: (a) your use or misuse of the Service; (b) your violation of these Terms; (c) any investment decisions or actions you take based on Deal Reports; or (d) your violation of any third-party rights.

13. Termination

We reserve the right to suspend or terminate your account for material violation of these Terms, with reasonable advance notice where practicable. We may terminate immediately and without notice in cases of fraud, abuse, or conduct that poses a risk to other users or the Service.

You may cancel your account at any time by using the cancel option in your account dashboard or by emailing billing@isloka.com. Upon termination, your right to use the Service ceases; data retention follows the terms in our Privacy Policy.

14. Changes to Terms

We may update these Terms from time to time. For material changes, we will email notice to the address associated with your account at least 14 days before the updated Terms take effect. Minor, non-material changes (such as typographical corrections) may be made without notice.

Your continued use of the Service after the effective date of updated Terms constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the Service before the effective date.

15. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Indiana, United States, without regard to its conflict of law principles. Any legal action or proceeding arising out of or relating to these Terms or your use of the Service shall be brought exclusively in the state or federal courts located in Marion County, Indiana, and you consent to personal jurisdiction in those courts.

16. Contact

If you have questions or concerns about these Terms of Service, please contact us: